{"id":216471,"date":"2026-05-07T20:59:29","date_gmt":"2026-05-08T00:59:29","guid":{"rendered":"https:\/\/infoelnuevonorte.com\/?p=216471"},"modified":"2026-05-07T20:59:30","modified_gmt":"2026-05-08T00:59:30","slug":"senador-de-la-fuerza-del-pueblo-somete-proyecto-de-ley-para-regular-la-usura-en-creditos","status":"publish","type":"post","link":"https:\/\/infoelnuevonorte.com\/?p=216471","title":{"rendered":"Senador de la Fuerza del Pueblo somete proyecto de ley para regular la usura en cr\u00e9ditos"},"content":{"rendered":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-216471-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/infoelnuevonorte.com\/wp-content\/uploads\/2026\/05\/ttsmaker-vip-file-2026-5-7-20-58-16.mp3?_=1\" \/><a href=\"https:\/\/infoelnuevonorte.com\/wp-content\/uploads\/2026\/05\/ttsmaker-vip-file-2026-5-7-20-58-16.mp3\">https:\/\/infoelnuevonorte.com\/wp-content\/uploads\/2026\/05\/ttsmaker-vip-file-2026-5-7-20-58-16.mp3<\/a><\/audio>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">El\u00a0<strong>senador<\/strong>\u00a0por el partido Fuerza del Pueblo,\u00a0<strong>Eduard Espiritusanto<\/strong>,\u00a0<strong>deposit\u00f3<\/strong>\u00a0este jueves ante el Senado de la Rep\u00fablica un\u00a0<strong>proyecto de ley<\/strong>\u00a0orientado a regular la usura en las operaciones de cr\u00e9dito, con el prop\u00f3sito de fortalecer la protecci\u00f3n de los ciudadanos frente a pr\u00e9stamos con intereses excesivos y pr\u00e1cticas abusivas.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">La iniciativa legislativa surge en cumplimiento de la\u00a0<strong>Sentencia TC\/0235\/26<\/strong>\u00a0del\u00a0<strong>Tribunal Constitucional<\/strong>, mediante la cual se\u00a0<strong>exhorta al Congreso<\/strong>\u00a0Nacional a establecer una regulaci\u00f3n expresa sobre la prohibici\u00f3n de la usura en la Rep\u00fablica Dominicana, se\u00f1ala una nota de prensa.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Indica que el proyecto procura establecer un\u00a0<strong>r\u00e9gimen jur\u00eddico integral<\/strong> que permita prevenir, controlar y corregir pr\u00e1cticas usurarias, garantizando la protecci\u00f3n de las personas en condici\u00f3n de vulnerabilidad econ\u00f3mica, sin afectar la libertad de empresa, la estabilidad del sistema financiero ni el desarrollo de las actividades econ\u00f3micas l\u00edcitas.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Sobre la propuesta<\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">La propuesta establece que la\u00a0<strong>Junta Monetaria<\/strong>\u00a0de la Rep\u00fablica Dominicana ser\u00e1 la entidad encargada de fijar, mediante reglamentaci\u00f3n y criterios t\u00e9cnicos, las pautas generales para la determinaci\u00f3n de los l\u00edmites aplicables a las\u00a0<strong>tasas de inter\u00e9s<\/strong>\u00a0y al costo total del cr\u00e9dito, tomando en consideraci\u00f3n la naturaleza del financiamiento, el nivel de riesgo, el tipo de operaci\u00f3n y las condiciones del mercado.<\/span><\/p>\n<ul class=\"list-text\" style=\"text-align: justify;\">\n<li><span style=\"font-size: 14pt;\">El\u00a0<strong>senador Espiritusanto<\/strong>\u00a0expres\u00f3 -en la nota de prensa- que esta\u00a0<strong>iniciativa responde<\/strong>\u00a0a una realidad que afecta diariamente a cientos de\u00a0<strong>familias dominicanas<\/strong>.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\"Muchas personas terminan atrapadas en\u00a0<strong>ciclos de deuda<\/strong>\u00a0provocados por pr\u00e9stamos con condiciones abusivas que deterioran su calidad de vida y afectan su estabilidad econ\u00f3mica. Esta propuesta busca establecer\u00a0<strong>reglas claras<\/strong>, equilibradas y razonables, garantizando protecci\u00f3n para los ciudadanos sin obstaculizar el funcionamiento leg\u00edtimo de las entidades financieras y las actividades crediticias\", manifest\u00f3 el legislador.<\/span><\/p>\n<div id=\"detalle-parrafo\">\n<div class=\"mb-5 newsletter-article\">\n<div class=\"icon p-2 flex md:block\" style=\"text-align: justify;\">\u00a0<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div id=\"DenunciayAPP\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><a href=\"https:\/\/whatsapp.com\/channel\/0029Va88WGP2ER6ZxD6TCa3U\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-155512\" 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https:\/\/infoelnuevonorte.com\/wp-content\/uploads\/2025\/11\/Logo-3d-infoenn-con-fondo-blanco-1068x383.jpg 1068w\" sizes=\"(max-width: 240px) 100vw, 240px\" \/><\/a>El Nuevo Norte<\/strong> es un peri\u00f3dico digital dominicano fundado el <strong data-start=\"65\" data-end=\"90\">12 de febrero de 2006<\/strong> por el periodista <strong data-start=\"109\" data-end=\"129\">Junior Henr\u00edquez<\/strong>, quien funge como director y fundador. A trav\u00e9s de la web <strong data-start=\"188\" data-end=\"212\">infoelnuevonorte.com<\/strong>, el medio ofrece informaci\u00f3n veraz y oportuna sobre los acontecimientos sociales, pol\u00edticos, comunitarios y de actualidad general, tanto a nivel nacional como internacional, promoviendo un periodismo responsable, participativo y comprometido con la libre expresi\u00f3n y el fortalecimiento de la democracia informativa.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>El\u00a0senador\u00a0por el partido Fuerza del Pueblo,\u00a0Eduard Espiritusanto,\u00a0deposit\u00f3\u00a0este jueves ante el Senado de la Rep\u00fablica un\u00a0proyecto de ley\u00a0orientado a regular la usura en las operaciones de cr\u00e9dito, con el prop\u00f3sito de fortalecer la protecci\u00f3n de los ciudadanos frente a pr\u00e9stamos con intereses excesivos y pr\u00e1cticas abusivas. La iniciativa legislativa surge en cumplimiento de la\u00a0Sentencia TC\/0235\/26\u00a0del\u00a0Tribunal Constitucional, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":216472,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Senador de la Fuerza del Pueblo somete proyecto de ley para regular la usura en cr\u00e9ditos | El Nuevo Norte<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infoelnuevonorte.com\/?p=216471\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senador de la Fuerza del Pueblo somete proyecto de ley para regular la usura en cr\u00e9ditos | El Nuevo Norte\" \/>\n<meta property=\"og:description\" content=\"El\u00a0senador\u00a0por el partido Fuerza del Pueblo,\u00a0Eduard Espiritusanto,\u00a0deposit\u00f3\u00a0este jueves ante el Senado de la Rep\u00fablica un\u00a0proyecto de ley\u00a0orientado a regular la usura en las operaciones de cr\u00e9dito, con el prop\u00f3sito de fortalecer la protecci\u00f3n de los ciudadanos frente a pr\u00e9stamos con intereses excesivos y pr\u00e1cticas abusivas. 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